The General does not offer boat insurance, only car insurance. The General specializes in covering high-risk drivers at relatively affordable prices, with low down payments and monthly payment plans.
The General is owned by American Family Insurance (AmFam), a private mutual company. AmFam has a wide variety of insurance and investment products. They offer boat insurance for all kinds of watercraft from canoes to yachts.
AmFam boat insurance will cover:
Accidental damage to your boat
Liability, if you cause an accident
Medical expenses for you and your passengers
Accidental fuel or oil spill cleanup
AmFam also offers special coverages you can add on to a basic policy. You can pay extra to protect your personal items and fishing equipment, for example. You can get repairs covered without a deductible. And you can protect yourself against losses caused by an uninsured watercraft driver.
Boat insurance is a good choice depending on the size and if the boat has a motor. Certain boats can be covered from liability exposure if they are small enough and do not have a motor. Contact your Independent Insurance Broker to find out.
If your boat is not covered, then you may want boat insurance for liability protection and to cover the physical boat itself.… read full answer
The cost of this insurance can vary dramatically depending on: Type of Boat, Size of Boat, Use of Boat, Horsepower of the craft, Experience of the Captain, Potential Employees on the Craft, where it is used. The insurance can also be more expensive if the craft is used in the Ocean as opposed to lakes and inland waterways.
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