Adam McCann, Financial Writer
@adam_mccann
The list of lenders offering $2,000 loans is pretty small, but some good options include Citibank, Avant, Best Egg, and Prosper. Of those, Citibank is probably the best, offering loans of $2,000 to $50,000 and never charging an origination fee. Most big lenders that don’t charge origination fees have loan minimums above $2,000.
Places to get a $2,000 loan:
- Citibank: Loans of $2,000 to $50,000. APRs of 7.99% to 17.99%.
- Avant: Loans of $2,000 to $35,000. APRs of 9.95% to 35.99%.
- Best Egg: Loans of $2,000 to $50,000. APRs of 5.99% to 29.99%.
- LendingClub: Loans of $1,000 to $40,000. APRs of 6.95% to 35.89%.
- Prosper: Loans of $2,000 to $40,000. APRs of 6.95% to 35.99%.
- Upstart: Loans of $1,000 to $50,000. APRs of 4.73% to 35.99%.
*According to multiple third-party sources
The most important things to consider when shopping for a $2,000 loan are the APR range, origination fee, and credit score requirement. If you have bad credit, you may want to take out a loan from a lender with higher APRs but much lower approval requirements, like Avant. But if you have better credit, you can go for a loan with a higher credit score requirement and the potential for lower APRs and fees.
If you’d like to see what $2,000 loan options you might qualify for, use WalletHub’s free pre-qualification tool. You can specify a loan amount of $2,000. Then, you can see which lenders are likely to approve you and what rates you might get.
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