Grace Enfield, Content Writer
@grace_enfield
No, American Express does not have emergency loans that you can get quickly. American Express takes 2 - 3 business days for both approval and funding to fund new loans, which is likely to be too long for some emergency expenses, though loan amounts of up to $40,000 are available. If you can wait a little while to get your loan, then American Express may be good for you.
If you're interested in seeing what other lenders have to offer, check out WalletHub's top-ranked emergency loans. You can also use WalletHub's free pre-qualification tool to see which lenders may approve you and which rates may be available to you.
People also ask
Does an American Express personal loan affect your credit score?
Yes, an American Express personal loan does affect your credit score, both initially and throughout the time you are paying the loan off. The long-term impact of an American Express personal loan can be very positive, since Amex will report your payment information to the major credit bureaus each month. You’ll see an increase in your credit score if you make your payments on time.
You can track your progress with daily credit score updates on WalletHub.
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read full answerWhere can I borrow money fast?
You can borrow money fast from LightStream, which offers personal loan funding as soon as the same day you apply. Other lenders that let you borrow money fast include Best Egg, Upgrade and Achieve Personal Loans, which all provide funding within a few business days of applying.
Where You Can Borrow Money Fast
- LightStream: Same day - 2 business days
- LendingPoint: 1 - 2 business days
- Upgrade: 2 - 3...
Where can I get a quick personal loan - same day if possible?
Plenty of lenders offer quick personal loans, including Avant, LightStream by SunTrust Bank, and Marcus by Goldman Sachs. They often give application decisions within minutes and provide funding within 1-2 business days of approval. In rare cases, like with LightStream, you may be able to get your loan funded the same day you apply. But you’ll need to have everything in place by a certain time of day.
Examples of quick personal loans:
- ...
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