Where can I get a personal loan with bad credit in New York?

There are a few lenders that offer unsecured loans for bad credit, including Avant, Achieve Personal Loans and LendingPoint. However, these lenders have credit score requirements that are toward the upper limit of the bad credit range, so not everyone with bad credit will be able to qualify. Avant reportedly requires a credit score of 600 for approval, while it's 620 for Achieve Personal Loans and 620 for LendingPoint. An alternative place to get an...

There are several ways to go about borrowing money when you have bad credit, such as joining a credit union, borrowing from friends and family, applying with a co-signer, or using one of the few unsecured credit cards designed for people with poor credit. Taking out an unsecured personal loan is unlikely to be an option, however, as most banks require a credit score of at least 585 for approval (660+ for a loan with...

You can apply for a personal loan with bad credit, but most major lenders will not consider a credit score under 600. That's because typically, people with bad credit have a history of not paying their bills on time, or not paying them at all.

There's still hope though, as credit unions may consider applicants with poor credit. Other than those, there are the payday loans, but those come with increadibly high APRs and sometimes...