Best Egg's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a credit score of at least 640+. You will also need to have a verifiable bank account to qualify for a Best Egg personal loan.
Best Egg Requirements for Borrowers
Credit Score: 640+
Income: $100,000+ annual income for best rates
Citizenship: U.S. citizen or permanent resident
Identification: Social Security number
Bank Account: Verifiable bank account
Residency: All states
Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.
It is not hard to get a personal loan from Best Egg because they offer personal loans for people with credit scores as low as 640+, 700 for best rates. Other Best Egg personal loan requirements include being at least 18 years old, having an SSN or ITIN, and having enough income to afford monthly loan payments.
Best Egg Personal Loan Requirements
Minimum Credit Score: 640+, 700 for best rates credit score
Yes, Best Egg does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Best Egg's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual...
To apply for a Best Egg personal loan, first check for pre-qualification and decide which way you will apply (online or by phone), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a Best Egg Personal Loan
Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates...
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