Rick Bormin, Personal Loans Moderator
The best personal loans for a 550 credit score are from OppLoans and Integra Credit. These companies specialize in lending to people with bad credit and won’t even do a credit check when you apply for a loan.
It’s important to note that any personal loan you get with a 550 credit score is likely to have a very high APR and an expensive origination fee. If possible, you might want to try to borrow money a less costly way, such as from friends and family. If that’s not an option, the following lenders offer the most competitive terms.
Best Personal Loans for a 550 Credit Score
Keep in mind that getting a personal loan with a 550 credit score is not guaranteed. When making a decision on whether or not to approve you, a lender will look at your whole financial profile, including things like your income, existing debts, housing status and more.
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