What are the best personal loans for a 550 credit score? This question is about Best Personal Loans

What are the best personal loans for a 550 credit score?

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This question is about Best Personal Loans

Rick Bormin, Personal Loans Moderator

@rhandoo2020 • 04/21/21 This answer was first published on 04/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best personal loans for a 550 credit score are from OppLoans and Integra Credit. These companies specialize in lending to people with bad credit and won’t even do a credit check when you apply for a loan.

It’s important to note that any personal loan you get with a 550 credit score is likely to have a very high APR and an expensive origination fee. If possible, you might want to try to borrow money a less costly way, such as from friends and family. If that’s not an option, the following lenders offer the most competitive terms.

Best Personal Loans for a 550 Credit Score

Keep in mind that getting a personal loan with a 550 credit score is not guaranteed. When making a decision on whether or not to approve you, a lender will look at your whole financial profile, including things like your income, existing debts, housing status and more.

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What is the easiest bank to get a personal loan from?

The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates that they consider people with scores below the fair credit range (below 640). So even people with bad credit may be able to qualify.

Wells Fargo normally requires a credit score of 660 for their unsecured personal loans. However, they also offer secured personal loans that are...

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Where can I get a $5,000 loan?

I awant to buy a 9,000.00 for6,000.00

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What are the personal loan requirements?

Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...

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