Rick Bormin, Personal Loans Moderator
The best personal loans for a 680 credit score are from LightStream, SoFi and Discover. The minimum credit score required for these lenders is either equal to or lower than 680, which is in the fair credit range.
A credit score of 680 is above the typical credit score required to get a personal loan with no origination fee (660). People with this score or above have a lot of choices, but some options are better than others. The following loans offer the most competitive rates, fees and dollar amounts for this credit score range.
Best Personal Loans for a 680 Credit Score
- LightStream: 660+ credit score needed.
- SoFi: 680+ credit score needed.
- Discover: 660+ credit score needed.
- American Express: 660+ credit score needed.
- Wells Fargo: 660+ credit score needed.
Keep in mind that even with a 680 credit score, you're not guaranteed to get approved for any of these loans. When making a decision on whether or not to approve you, a lender will look at your whole financial profile, including things like your income, existing debts, housing status and more.
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