What is the best place to get a personal loan with excellent credit? This question is about Personal Loans

What is the best place to get a personal loan with excellent credit?

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This question is about Personal Loans

Grace Enfield, Content Writer

@grace_enfield • 01/04/22 This answer was first published on 01/04/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best place to get a personal loan with excellent credit is LightStream because the company offers a low minimum APR, large loan amounts, long payoff periods and no origination fee. LightStream requires a credit score of 660+ to qualify. You’ll also need to be at least 18 years old, have a low debt-to-income ratio, and own a bank account.

You should be able to qualify for most personal loans with excellent credit if you meet all of the lender’s other requirements. Most loan providers don’t have minimum credit score requirements higher than 700. Additionally, most providers that require a score of 660 or higher don’t have origination fees.

Best Places to Get a Personal Loan with excellent Credit

Banks, credit unions and online lenders offer personal loans for people with excellent credit. A good way to get an idea of what personal loans you can get with excellent credit is to use WalletHub’s free pre-qualification tool. This tool will tell you which lenders may approve you and what rates may be available to you.

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What are the best personal loans for an 800 credit score?

The best personal loans for an 800 credit score are from SoFi, LightStream and Discover. Since a credit score of 800 is in the excellent credit range, people with this score should have great odds of qualifying for nearly any personal loan on the market, including those with a low APR and no origination fee. That’s assuming they have a good income and meet the lender’s other requirements, though.

While there are tons of...

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Can you get a personal loan with a 790 credit score?

You can get a personal loan with a 790 credit score. The best lenders to get a personal loan from with a credit score of 790 are SoFi , LightStream and Discover because they offer the most competitive APRs and fees.

Best Places to Get a Personal Loan With a 790 Credit Score

SoFi : 680 credit score required
LightStream: 660 credit score required
Discover: 660 credit score required
...

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What is the monthly payment on a $100,000 personal loan?

The monthly payment on a $100,000 loan ranges from $1,367 to $10,046, depending on the APR and how long the loan lasts. For example, if you take out a $100,000 loan for one year with an APR of 36%, your monthly payment will be $10,046. But if you take out a $100,000 loan for seven years with an APR of 4%, your monthly payment will be $1,367.

Almost all personal loans offer payoff periods...

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