Yes, Integra Credit can be trusted because its parent company, Deinde Financial, received an A+ rating from the Better Business Bureau and has been accredited since 2018. Integra Credit also has an average user rating of 4.7/5 on WalletHub. However, WalletHub’s editors gave the company’s loans an overall rating of 1.9/5 because they have high APRs and small dollar amounts.
Why Integra Credit is Trustworthy
Integra Credit’s parent company has an A+ BBB rating.
Integra Credit’s parent company has been BBB-accredited since 2018.
Integra Credit has an average user rating of 4.7/5 on WalletHub.
Integra Credit lists product terms and conditions on its website.
Integra credit does not do a hard pull of your credit during the application process, which means that submitting an application will not impact your credit score. To get an Integra credit personal loan, you will need to be at least 18 years old and a U.S. citizen or permanent resident with an SSN. You will also need to live in a state that Integra Credit services, and have a steady income.… read full answer
Keep in mind that one of the tradeoffs of the fact that Integra Credit does not do a hard pull is that the APRs are very expensive.
No, Integra Credit does not offer joint personal loans, unlike some personal loan providers. A joint application allows two people to put their names on the loan and apply together, as well as share responsibility for paying back the loan.
It takes 1 to 2 business days to get money from an Integra Credit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.… read full answer
How to Get Money From Integra Credit as Fast as Possible
Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from Integra Credit having to request additional information.
Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.
Apply online. Online applications have the fastest processing times since they are automated and streamlined.
Once you get approved for an Integra Credit personal loan, the money will be delivered through an electronic funds transfer to your bank account.
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