Can OppLoans be trusted? This question is about OppFi

Yes, OppLoans is trustworthy because is a legitimate lender that has a “A+” rating from the Better Business Bureau and has been an accredited business since 2016. OppLoans also has an average rating of 4.9/5 among users on WalletHub, and WalletHub’s editors gave the company’s personal loans a rating of 2.4/5. Why OppLoans Is Trustworthy OppLoans has a A+ rating from the Better Business Bureau. OppLoans has been BBB-accredited since 2016. OppLoans has an average user rating of 4.9/5 on WalletHub. WalletHub’s editors gave the company’s personal loans a 2.4/5 rating. The company lists product terms and conditions on its website. The company’s website is secure. To read more, check out the full OppLoans personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

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Can OppLoans be trusted?

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This question is about OppFi

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Grace Enfield, Content Writer

@grace_enfield • 01/09/23 This answer was first published on 06/13/22 and it was last updated on 01/09/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, OppLoans is trustworthy because is a legitimate lender that has a “A+” rating from the Better Business Bureau and has been an accredited business since 2016. OppLoans also has an average rating of 4.9/5 among users on WalletHub, and WalletHub’s editors gave the company’s personal loans a rating of 2.4/5.

Why OppLoans Is Trustworthy

OppLoans has a A+ rating from the Better Business Bureau.
OppLoans has been BBB-accredited since 2016.
OppLoans has an average user rating of 4.9/5 on WalletHub.
WalletHub’s editors gave the company’s personal loans a 2.4/5 rating.
The company lists product terms and conditions on its website.
The company’s website is secure.

To read more, check out the full OppLoans personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

Answer Question

What credit score do you need for an OppLoans personal loan?

You do not need a specific credit score to get a personal loan from OppLoans, as OppLoans does not check applicants' credit when they apply. This means it is relatively easy to get approved for an OppLoans personal loan, even for people who have bad credit. Still, approval is not guaranteed, as OppLoans will consider other things like your income and existing debts when deciding whether to approve you.

Keep in mind that while...

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How can you get OppLoans personal loan pre-qualification?

You can get OppLoans personal loan pre-qualification through WalletHub’s free personal loan pre-qualification tool. This will allow you to see your odds of approval for a personal loan with OppLoans, as well as your potential interest rates, and the process will have no impact on your credit score.

How to Get OppLoans Personal Loan Pre-qualification

Go to WalletHub’s free personal loan pre-qualification tool.
Enter your desired loan amount and select the reason for...

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Does OppLoans allow cosigners on personal loans?

No, OppLoans does not allow cosigners on personal loans, unlike some personal loan providers. A cosigner is a second person who serves as a guarantor on the loan, and thus promises to pay the loan back if the primary applicant cannot.

Although OppLoans does not accept cosigners on personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow cosigners to find some good offers.

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