Grace Enfield, Content Writer
@grace_enfield
Yes, you can get a loan the same day you apply if you choose a personal loan or a car loan from the right lender, bank or credit union and you meet the approval requirements. With other types of loans, you may receive your funds within a few weeks or within a few months after applying and getting approved.
The best same-day personal loans are from LightStream because the company offers loans of $5,000 - $100,000 with APRs of 7.99% - 25.99% and repayment periods of 24 - 84 months. You’ll need a credit score of at least 660 to qualify, according to multiple third-party sources. You can get approved and have funds sent to you as soon as the same day you apply.
Best Loans with Same Day Approval and Funding Possible
| Lender | Loan Amounts | APRs | Repayment Periods |
| $5,000 - $100,000 | 7.99% - 25.99% | 24 - 84 months | |
| $1,000 - $50,000 | 6.24% - 17.24% | 12-60 months | |
| $2,000 - $45,000 | 8.416% - 29.99% | 36 or 60 months | |
| $2,000 - $30,000 | 8.99% - 23.99% | 12, 24, 36, 48 or 60 months | |
| $300 - $15,400 | 10.07% - 35.95% | 6 - 46 months |
For more options, check out WalletHub’s complete picks for the best same-day loans. Then, you can estimate your potential rates with our free pre-qualification tool. Just keep in mind that same-day funding isn’t guaranteed with any personal loan provider.
People also ask
How can I get a loan immediately?
The best way to get a loan immediately is to apply online for a personal loan from a lender known for quick approval and funding. The best lender for fast personal loans is LightStream because it funds loans as soon as the same day and has low APRs, large loan amounts, long payoff periods and no origination fee.
You have several options if you want to get a loan quickly. They include personal loan providers,...
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