Yes, you can get a personal loan for 72 months. The best 72-month loans are from Wells Fargo because the company offers repayment periods of 12 - 84 months, loan amounts of $3,000 - $100,000 and APRs of 5.99% - 19.99%, depending on your creditworthiness. You will need a credit score of at least 660 to qualify.
Before you apply for a 72-month personal loan, it’s smart to pre-qualify. Pre-qualifying shows you which companies may approve you and what your potential rates will be. You can pre-qualify with multiple companies at once using the free pre-qualification tool on WalletHub.
The best 72-month loans are from LightStream. A 72-month personal loan from LightStream offers $5,000 - $100,000 in funding, repayment periods of 24 - 84 months and an APR range of 5.99% - 22.49%, depending on your overall creditworthiness. You will need a credit score of at least 660 to qualify.
You’ll need to meet some general requirements to get approved for a 72-month loan, such as being at least 18 years old, having enough income to make monthly payments and having a bank account. However, you’re not guaranteed to get approved even if you meet all the requirements.
If you’re ready to see which lenders may approve you and what rates may be available to you, check out the free pre-qualification tool on WalletHub.
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