Yes, you can have more than one loan with Prosper. To get another personal loan from Prosper, you will need to meet the standard loan requirements, which include being at least 18 years old, having enough income to afford the loan and having a credit score of 640+. You will also need 6 months of on-time payments.
Requirements to Get a Prosper Loan
Age: 18+ years old
Credit score: 640+
Income: Not disclosed
Identification: Social Security number
Citizenship: U.S. citizen or permanent resident
Residency: All states
Second Loan Requirements: 6 months of on-time payments
Yes, you can have two installment loans at the same time, whether they’re from the same lender or from different lenders. For example, you will be able to get a personal loan even if you already have a mortgage, assuming you meet the standard approval requirements.
Specific policies vary by lender. Not all lenders let you get two loans from them, at least not without making a certain number of payments before you apply again. For...
Prosper's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Prosper personal loan.
It is not very difficult to get a personal loan from Prosper because they offer personal loans for people with credit scores as low as 640. Other Prosper personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
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