Can you pay off a RISE loan early?

RISE does verify income for personal loan applicants to confirm that people can repay what they borrow, but it does not disclose a minimum income requirement. You also have to meet other RISE requirements to be considered, such as be at least 18 years old and be a US citizen or permanent resident or immigration visa holder. You have a good chance of getting approved if you meet all of these requirements.… read full answer

RISE Personal Loan Requirements

• Be at least 18 years old
• Be a US citizen or permanent resident or immigration visa holder
• Must have a Social Security number
• Must live in one of the 31 states where it operates
• Must have an active checking account

If you want a better idea of what personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.

RISE does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. Although there isn't a specified RISE credit score requirement, RISE will consider people who have bad credit, according to customer service. Most other lenders' credit score requirements for personal loans range between 585 and 700.… read full answer

Keep in mind that RISE will look at more than just your credit score when evaluating your application for a personal loan. RISE will consider your entire financial profile, including things like your income, existing debts and recent credit inquiries, when deciding whether to approve you.

If you're unsure of what your current credit score is, you can check it for free on WalletHub. You can also pre-qualify for a RISE personal loan online to gauge your chances of getting approved with your current credit score.

You can get RISE personal loan pre-approval through the RISE website. RISE pre-approval allows you to see your odds of approval for a personal loan from RISE, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get RISE Personal Loan Pre-approval… read full answer

• Go to the RISE website.
• Click on Get Started.
• Enter your name, Social Security number, email, mobile phone number, and direct mail/invitation code (optional).
• Click Continue.

Once you receive your RISE pre-approval status, you can choose whether or not to actually submit an application. Getting pre-approved does not mean you're guaranteed to be approved if you apply, but your approval odds will be very high.

If you want to consider more options first, you can try out WalletHub's free personal loan pre-approval tool, which checks for pre-approval with multiple personal loan providers at the same time.