Grace Enfield, Content Writer
@grace_enfield
You can get a no credit check cash loan from friends or family members since no major lenders offer funding directly in cash. You could also consider payday loans, pawn shop loans or auto title loans, but they are risky and can be very expensive.
Alternatively, if you don’t need to receive physical cash directly from the lender, you can simply get a personal loan with no credit check from a conventional lender and then withdraw the loan funds in cash from your bank account. The best no credit check loans are from OppLoans by OppFi because the company offers repayment periods of 9 - 18 months, loan amounts of $500 - $4,000 and an APR range of 59% - 160%. Personal loans with no credit check are easy to qualify for because there is no hard pull of your credit history.
Best No Credit Check Loans
| Lender | Repayment Periods | Loan Amounts | APRs |
| 9 - 18 months | $500 - $4,000 | 59% - 160% | |
| 6 - 18 months | $500 - $3,000 | 99% - 300% | |
| 24-60 months | $2,600 - $10,000 | 19% - 35.83% |
Alternatives to no credit check cash loans include credit cards and cash advance services. Cash advance services like Dave and Earnin allow you to access a small amount of money that is secured by your next paycheck, and they are much less expensive than a conventional payday loan. They may not check your credit, either.
To read more about the top-ranked personal loan offers, check out WalletHub’s editors’ picks for the best no credit check loans. You can also estimate your potential rates with the free pre-qualification tool on WalletHub.
People also ask
How can I get money with no credit check?
The only one I can think of would be Fingerhut, though you wouldn't exactly call it a department store. Other than that, they're all pretty much the same as far as requirements and approval odds go: 640+ is a must.
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