Does Citizens Bank offer medical loans? This question is about Citizens Bank

Citizens Bank offers personal loans that can be used to cover medical expenses. Citizens Bank’s personal loans offer $5,000 - $15,000 in funding with an APR range of 6.79% - 20.88%, repayment periods of 36, 48, 60, 72 or 84 months and an origination fee of $0. Citizens Bank Personal Loan Info Loan Amounts: $5,000 - $15,000 Repayment Periods: 36, 48, 60, 72 or 84 months APR Range: 6.79% - 20.88% Origination Fee: $0 Credit Score Requirement: 660+ Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once. Most medical providers accept credit cards, and you may be able to get low-interest financing.

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Does Citizens Bank offer medical loans?

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This question is about Citizens Bank

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Grace Enfield, Content Writer

@grace_enfield • 04/25/22 This answer was first published on 04/25/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Citizens Bank offers personal loans that can be used to cover medical expenses. Citizens Bank’s personal loans offer $5,000 - $15,000 in funding with an APR range of 6.79% - 20.88%, repayment periods of 36, 48, 60, 72 or 84 months and an origination fee of $0.

Citizens Bank Personal Loan Info

Loan Amounts: $5,000 - $15,000
Repayment Periods: 36, 48, 60, 72 or 84 months
APR Range: 6.79% - 20.88%
Origination Fee: $0
Credit Score Requirement: 660+

Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.

Most medical providers accept credit cards, and you may be able to get low-interest financing.

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Is it difficult to get a Citizens Bank personal loan?

It is not very difficult to get a personal loan from Citizens Bank because they offer personal loans for people with credit scores as low as 680+. Other Citizens Bank personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.

Citizens Bank Personal Loan Requirements

Minimum Credit Score: 680+ credit score
Minimum Income: $24,000 minimum income
Age: 18+ years...

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Does Citizens Bank verify income for personal loan applications?

Yes, Citizens Bank will verify your income when you apply for a personal loan. Citizens Bank requires a minimum annual income of $24,000 to ensure that you can make your monthly payments, and if you don't meet the minimum income requirement, you likely won't get approved.

Citizens Bank verifies income by requesting two most recent paystubs. However, simply meeting the income requirement does not guarantee approval for a loan. There are other Citizens Bank personal...

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What credit score do you need for a Citizens Bank personal loan?

Applicants need a credit score of 680 to get a personal loan from Citizens Bank, according to multiple third-party sources. That means the Citizens Bank personal loan credit score requirement is in the fair credit range. To put this in perspective, most other lenders' credit score requirements for personal loans range between 585 and 700.

Keep in mind that just having a 680 credit score is not enough to qualify you for a Citizens...

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