Does Citizens One have emergency loans? This question is about Citizens One

Yes, Citizens One does have emergency loans, offering up to $15,000 as soon as 1 - 2 business days after you apply. To get an emergency loan from Citizens One, you must be at least 18 years old, have a bank account, have enough income to make the monthly payments, and meet the credit score requirement. Key Things to Know About Citizens One Emergency Loans Funding timeline: 1 - 2 business days Dollar amounts: $5,000 - $15,000 APR range: 7.99% - 20.89% Repayment periods: 36, 48, or 60 months Credit score required: 680+ Unfortunately, Citizens One does not allow you to pre-qualify before you officially apply. To see if other lenders may approve you and what rates may be available to you, check out the free pre-qualification tool on WalletHub.

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Does Citizens One have emergency loans?

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This question is about Citizens One

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Grace Enfield, Content Writer

@grace_enfield • 02/10/22 This answer was first published on 02/10/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Citizens One does have emergency loans, offering up to $15,000 as soon as 1 - 2 business days after you apply. To get an emergency loan from Citizens One, you must be at least 18 years old, have a bank account, have enough income to make the monthly payments, and meet the credit score requirement.

Key Things to Know About Citizens One Emergency Loans

Funding timeline: 1 - 2 business days
Dollar amounts: $5,000 - $15,000
APR range: 7.99% - 20.89%
Repayment periods: 36, 48, or 60 months
Credit score required: 680+

Unfortunately, Citizens One does not allow you to pre-qualify before you officially apply. To see if other lenders may approve you and what rates may be available to you, check out the free pre-qualification tool on WalletHub.

Does a Citizens One personal loan affect your credit score?

Yes, a Citizens One personal loan does affect your credit score, both when you apply and during the entire time that you are paying the loan off. Initially, a Citizens One personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.

How a Citizens One Personal Loan Affects Your Credit Score

Hard pull: When you apply for a Citizens...

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Where can I borrow money fast?

You can borrow money fast from LightStream, which offers personal loan funding as soon as the same day you apply. Other lenders that let you borrow money fast include Best Egg, Upgrade and Achieve Personal Loans, which all provide funding within a few business days of applying.

Where You Can Borrow Money Fast

LightStream: Same day - 2 business days
LendingPoint: 1 - 2 business days
Upgrade: 2 - 3...

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Where can I get a quick personal loan - same day if possible?

Plenty of lenders offer quick personal loans, including Avant, LightStream by SunTrust Bank, and Marcus by Goldman Sachs. They often give application decisions within minutes and provide funding within 1-2 business days of approval. In rare cases, like with LightStream, you may be able to get your loan funded the same day you apply. But you’ll need to have everything in place by a certain time of day.

Examples of quick personal loans:

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