Does Plain Green offer credit-builder loans?

Yes, Plain Green does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Plain Green's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual credit score may be affected by a hard inquiry, you can use the … read full answercredit score simulator on WalletHub.

It's worth noting that some people may be uncertain about whether Plain Green does a hard inquiry because there's only a soft inquiry during the pre-qualification process. Soft inquiries do not impact your credit score. But that's just the first step, and a hard inquiry is required when you officially apply.

If not having a hard inquiry is important to you, lenders that don't do a hard pull at all include OppLoans, NetCredit and Integra Credit.

To apply for a Plain Green personal loan enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a Plain Green Personal Loan

1. Enter your personal information on the application.… read full answer Plain Green requires the following personal information on the application: your full name, email addres, phone number, home address and last 4 digits of your Social Security number.
2. Enter your financial information on the application. Plain Green requires the following financial information on the application: your income type, monthly income, payment frequency, and employer’s name and contact information.
3. Double check the application for accuracy. To ensure that your Plain Green personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
4. Submit your application. Plain Green will typically provide a decision on your application within 1 to 2 business days both for approval and funding.

If you are approved for a Plain Green personal loan, you will generally receive the funds within 1 to 2 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.

No, Plain Green does not allow cosigners on personal loans, unlike some personal loan providers. A cosigner is a second person who serves as a guarantor on the loan, and thus promises to pay the loan back if the primary applicant cannot.

Although Plain Green does not accept cosigners on personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the … read full answerbest personal loans that allow cosigners to find some good offers.

You can also use WalletHub's free personal loan pre-qualification tool to see which loans you might be able to qualify for even without a cosigner.