Grace Enfield, Content Writer
@grace_enfield
Yes, Self offers credit-builder loans. Self has credit-builder loans of $520 - $1,663 with an APR range of around 15% and repayment periods of 12 - 24 months. To apply for a credit-builder loan from Self, you need to be at least 18 years old, be a U.S. Citizen, permanent resident, or non-resident U.S. Alien and have an Social Security.
With a credit-builder loan, Self puts a sum of money into a no interest bearing account for the “borrower.” That person then pays the lender in monthly installments, plus interest, and receives the money in the savings account at the end of the loan term.
Self also offers other options to improve your credit if you think a credit-builder loan isn’t right for you, like credit card.
People also ask
Where can I get a credit builder loan?
You can get a credit builder loan from local banks, credit unions and online lenders. Credit builder loans are designed to help people who are looking to establish or improve their credit, but you are unlikely to find major banks offering them.
Where to Get a Credit Builder Loan
| Lender | APRs | Loan Amounts | Payoff Periods |
| ... | 5.3% - 8% | $500 - $1,500 | 12, 18, or 24 months |
Can you refinance a USAA personal loan?
Yes, you can refinance a USAA personal loan using either a new personal loan or a balance transfer credit card from a different lender. By paying off your remaining USAA balance with a new, lower-interest loan or credit card, you will shift what you owe to the new lender and save money on finance charges.
How to Refinance a Loan from USAA With a New Loan
- Check your credit score. Checking your credit helps you...
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