Grace Enfield, Content Writer
@grace_enfield
You need a credit score of at least 580 to qualify for a signature loan in most cases. Lenders that offer signature loans typically have minimum credit score requirements of 580 or higher, though you will likely need a better score to get approved for a loan with no origination fee. You can check your latest credit score for free on WalletHub.
Credit Score Required for a Signature Loan by Lender
| Lender | Min. Credit Score | APR | Loan Amounts |
| 680 | 8.99% - 25.81% | $5,000 - $100,000 | |
| 660* | 7.99% - 25.99% | $5,000 - $100,000 | |
| 660* | 6.99% - 24.99% | $2,500 - $40,000 | |
| 640* | 8.99% - 35.99% | $2,000 - $50,000 | |
| 620 | 7.99% - 29.99% | $5,000 - $50,000 | |
| 600 | 11.25% - 24.5% | $5,000 - $40,000 | |
| 660 | 6.99% - 24.99% | $3,500 - $40,000 | |
| 300 | 5.35% - 35.99% | $1,000 - $50,000 |
*According to multiple third-party sources.
Simply meeting the credit score requirement for a signature loan does not guarantee you'll get approved. You'll have to meet other requirements to be considered, such as being at least 18 years old, having a valid bank account and having enough income to make monthly payments.
If you're ready to start comparing options, check out the top-ranked signature loan offers on WalletHub.
People also ask
Is it easy to get a signature loan?
It is usually easy to apply for a signature loan, though getting approved for one depends on factors such as your credit history and income. In general, you’ll need to have a credit score of 580+ to get a decent signature loan and meet other requirements, like being at least 18 years old and having a bank account. Keep in mind, meeting the requirements will not guarantee approval.
The easiest signature loan to get is from Oportun...
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