Grace Enfield, Content Writer
@grace_enfield
Yes, you can get a debt consolidation loan with a 700 credit score. You’ll also need to meet the other requirements to get a debt consolidation loan, like being at least 18 years old, having enough income to afford the loan and having a bank account.
The best debt consolidation loans for a 700 credit score are from LightStream because the company has a credit score requirement of 660, loan amounts of $5,000 - $100,000 and APRs of 7.99% - 25.99%. The company also has repayment periods of 24 - 84 months. LightStream isn’t your only option, though. You can see a comparison of the best debt consolidation loans for a 700 credit score below.
Best Debt Consolidation Loans for a 700 Credit Score
Company | Credit Score Requirement | Loan Amounts | APRs |
660 | $5,000 - $100,000 | 7.99% - 25.99% | |
660 | $3,000 - $100,000 | 7.49% - 23.74% | |
680 | $5,000 - $100,000 | 8.99% - 25.81% | |
620 | $2,000 - $36,500 | 7.99% - 35.99% | |
None | $1,000 - $50,000 | 5.35% - 35.99%, typically |
To read more about the top-ranked offers, check out WalletHub’s picks for the best debt consolidation loans. You can also estimate your potential rates with the free pre-qualification tool on WalletHub.
Upstart Disclosure: Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), HI ($2,100), MA ($7,000), NM ($5,100), OH ($6,000).
The full range of available rates varies by state. The average 5-year loan offered across all lenders using the Upstart platform will have an APR of 24.83% and 60 monthly payments of $26.36 per $1,000 borrowed. For example, the total cost of a $10,000 loan would be $15,817 including a $594 origination fee. APR is calculated based on 5-year rates offered in the last 1 month. There is no down payment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Best Debt Consolidation Loans of 2023
Compare OffersPeople also ask
Did we answer your question?