Grace Enfield, Content Writer
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Discover doesn’t give instant approval for personal loans, but they may approve you the same day you apply. If they need to verify any of your information, the approval process may take a little longer, but you can expect to get the funds as soon as the next business day after you’re approved and you accept the offer.
Key Things to Know About Discover Personal Loan Approval
- Minimum credit score: 660+
- Minimum income: $25,000+ household income annually
- Approval timeline: 1 business day
- Funding timeline: As soon as the next business day after approval
- Age requirement: 18+
- Citizenship requirement: U.S. citizen or permanent resident
- Residency requirement: All states
For more information, check out the full Discover personal loan review on WalletHub.
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