Does Best Egg approve everyone? This question is about Best Egg

No, Best Egg does not approve everyone. To qualify for a Best Egg personal loan, you need to be at least 18 years old, have a credit score of 640 and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved. Best Egg Personal Loan Requirements Age Requirement: 18+ Credit Score Requirement: 640 Income Requirement: $100,000+ annual income for best rates Citizenship Requirement: U.S. citizen or permanent resident Bank Account Requirement: Verifiable bank account Identification Requirement: Social Security number, ITIN or passport, plus a valid email address Residency Requirement: All states except IW, VT, WV, D.C.,and U.S. Territories For more information, check out the full Best Egg personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.

Ad Disclosure Ad Disclosure

Does Best Egg approve everyone?

Answer Question Report Abuse

This question is about Best Egg

see this user

Grace Enfield, Content Writer

@grace_enfield • 06/30/22 This answer was first published on 06/30/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

No, Best Egg does not approve everyone. To qualify for a Best Egg personal loan, you need to be at least 18 years old, have a credit score of 640 and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved.

Best Egg Personal Loan Requirements

Age Requirement: 18+
Credit Score Requirement: 640
Income Requirement: $100,000+ annual income for best rates
Citizenship Requirement: U.S. citizen or permanent resident
Bank Account Requirement: Verifiable bank account
Identification Requirement: Social Security number, ITIN or passport, plus a valid email address
Residency Requirement: All states except IW, VT, WV, D.C.,and U.S. Territories

For more information, check out the full Best Egg personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.

Answer Question

Is it difficult to get a Best Egg personal loan?

It is not hard to get a personal loan from Best Egg because they offer personal loans for people with credit scores as low as 640+, 700 for best rates. Other Best Egg personal loan requirements include being at least 18 years old, having an SSN or ITIN, and having enough income to afford monthly loan payments.

Best Egg Personal Loan Requirements

Minimum Credit Score: 640+, 700 for best rates credit score
...

read full answer

Does Best Egg do a hard inquiry?

Yes, Best Egg does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Best Egg's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual...

read full answer

How do I apply for a Best Egg personal loan?

To apply for a Best Egg personal loan, first check for pre-qualification and decide which way you will apply (online or by phone), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a Best Egg Personal Loan

Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.