Grace Enfield, Content Writer
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Yes, Citibank will verify your income when you apply for a personal loan. Citibank requires a minimum annual income of $10,500 to ensure that you can make your monthly payments, and if you don't meet the minimum income requirement, you likely won't get approved.
Unfortunately, Citibank does not disclose what documents are needed to verify income. Simply meeting the income requirement does not guarantee approval for a loan, either. There are other Citibank personal loan requirements, as well.
Citibank Personal Loan Requirements
- $10,500 annual income
- Be at least 18 years old
- Be a US citizen or permanent resident
- Have a Social Security number, ITIN, or passport
- Have a credit score of 680 or higher
If you want a better idea of what personal loans you may qualify for with your income, you can use WalletHub's free pre-qualification tool.
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