Grace Enfield, Content Writer
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Happy Money does verify income for personal loan applicants to confirm that people can repay what they borrow, but it does not disclose a minimum income requirement. You also have to meet other Happy Money requirements to be considered, such as being at least 18 years old and being a U.S. citizen, permanent resident, or long-term visa holder living in the U.S. You have a good chance of getting approved if you meet all of these requirements.
Happy Money Personal Loan Requirements
- Be at least 18 years old
- Be a U.S. citizen, permanent resident, or long-term visa holder living in the U.S.
- Have a Social Security number or passport
- Have a credit score of 640 or higher
- Must have at least 3 years of credit history
If you want a better idea of what personal loans you may qualify for with your income, you can use WalletHub's free pre-qualification tool.
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