Does Laurel Road approve everyone? This question is about Laurel Road

No, Laurel Road does not approve everyone. To qualify for a Laurel Road personal loan, you need to be at least 18 years old, have a credit score of 660 and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved. Laurel Road Personal Loan Requirements Age Requirement: Legal age to apply for loans in your state Credit Score Requirement: 660 Income Requirement: No min income Citizenship Requirement: U.S. citizen or permanent resident Bank Account Requirement: Verifiable bank account Identification Requirement: Social Security number Residency Requirement: All states For more information, check out the full Laurel Road personal loan review on WalletHub.

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Does Laurel Road approve everyone?

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This question is about Laurel Road

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Grace Enfield, Content Writer

@grace_enfield • 06/27/22 This answer was first published on 06/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, Laurel Road does not approve everyone. To qualify for a Laurel Road personal loan, you need to be at least 18 years old, have a credit score of 660 and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved.

Laurel Road Personal Loan Requirements

Age Requirement: Legal age to apply for loans in your state
Credit Score Requirement: 660
Income Requirement: No min income
Citizenship Requirement: U.S. citizen or permanent resident
Bank Account Requirement: Verifiable bank account
Identification Requirement: Social Security number
Residency Requirement: All states

For more information, check out the full Laurel Road personal loan review on WalletHub.

How can you get Laurel Road personal loan pre-approval?

You can get Laurel Road personal loan pre-approval through the Laurel Road website. Laurel Road pre-approval allows you to see your odds of approval for a personal loan from Laurel Road, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get Laurel Road Personal Loan Pre-approval

Go to the Laurel Road website.
Click on Check Your Rate in 5 Minutes.
...

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How do I apply for a Laurel Road personal loan?

To apply for a Laurel Road personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a Laurel Road Personal Loan

Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Laurel Road personal loan. It...

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Does Laurel Road do a hard inquiry?

Yes, Laurel Road does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Laurel Road's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...

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