No, Mariner Finance does not approve everyone. To qualify for a Mariner Finance personal loan, you need to be at least 18 years old, have at least bad credit and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved.
Mariner Finance Personal Loan Requirements
Age Requirement: 18+
Credit Score Requirement: Bad credit
Income Requirement: Not disclosed
Citizenship Requirement: U.S. citizen, permanent resident or immigration visa holder
Bank Account Requirement: Verifiable bank account
Identification Requirement: Social Security number
Residency Requirement: One of the 22 states Mariner Finance services
You can get Mariner Finance personal loan pre-approval through the Mariner Finance website. Mariner Finance pre-approval allows you to see your odds of approval for a personal loan from Mariner Finance, as well as your potential interest rate, and the process will have no impact on your credit score.
How to Get Mariner Finance Personal Loan Pre-approval
Yes, Mariner Finance does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Mariner Finance's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...
Yes, Mariner Finance will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a Mariner Finance personal loan with a co-signer, and Mariner Finance will verify that person's income instead.
Mariner Finance may verify income by requesting financial information like W-2 forms, pay stubs or bank statements. In other cases, they'll just use credit report information. Either way, you will also...
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