Does Marcus by Goldman Sachs approve everyone? This question is about Marcus by Goldman Sachs

No, Marcus by Goldman Sachs does not approve everyone. To qualify for a Marcus by Goldman Sachs personal loan, you need to be at least 18 years old, have a credit score of 730+ VantageScore or a 720 FICO score and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved. Marcus by Goldman Sachs Personal Loan Requirements Age Requirement: 18 years old (19 in Alabama; 21 in Mississippi and Puerto Rico) Credit Score Requirement: 730+ VantageScore or a 720 FICO score Income Requirement: Not disclosed Citizenship Requirement: U.S. citizen, permanent resident or immigration visa holder Bank Account Requirement: Verifiable U.S. bank account Identification Requirement: Social Security number Residency Requirement: All states except Iowa and U.S. territories For more information, check out the full Marcus by Goldman Sachs personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.

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Does Marcus by Goldman Sachs approve everyone?

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This question is about Marcus by Goldman Sachs

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Grace Enfield, Content Writer

@grace_enfield • 06/27/22 This answer was first published on 06/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, Marcus by Goldman Sachs does not approve everyone. To qualify for a Marcus by Goldman Sachs personal loan, you need to be at least 18 years old, have a credit score of 730+ VantageScore or a 720 FICO score and have enough income to make the monthly payments, among other requirements. Even if you meet all the requirements, you still may not get approved.

Marcus by Goldman Sachs Personal Loan Requirements

Age Requirement: 18 years old (19 in Alabama; 21 in Mississippi and Puerto Rico)
Credit Score Requirement: 730+ VantageScore or a 720 FICO score
Income Requirement: Not disclosed
Citizenship Requirement: U.S. citizen, permanent resident or immigration visa holder
Bank Account Requirement: Verifiable U.S. bank account
Identification Requirement: Social Security number
Residency Requirement: All states except Iowa and U.S. territories

For more information, check out the full Marcus by Goldman Sachs personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.

How can you get Marcus by Goldman Sachs personal loan pre-approval?

You can get Marcus by Goldman Sachs personal loan pre-approval through the Marcus by Goldman Sachs website. Marcus by Goldman Sachs pre-approval allows you to see your odds of approval for a personal loan from Marcus by Goldman Sachs, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get Marcus by Goldman Sachs Personal Loan Pre-approval

Go to the Marcus by Goldman Sachs website....

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Is Marcus by Goldman Sachs legit?

Yes, Marcus by Goldman Sachs personal loans are legit because Marcus by Goldman Sachs is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Marcus by Goldman Sachs personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau. The company also is accredited with the Bureau.

Why Marcus by Goldman Sachs Personal Loans Are Legit

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Does Marcus by Goldman Sachs do a hard inquiry?

Yes, Marcus by Goldman Sachs does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Marcus by Goldman Sachs's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see...

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