Grace Enfield, Content Writer
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OneMain Financial doesn’t give instant approval, but they may approve you the same day you apply. If they need to verify any of your information, the approval process may take a little longer, but you can expect to get the funds within 1 - 2 business days after you’re approved and you accept the offer.
Key Things to Know About OneMain Financial Personal Loan Approval
- Minimum credit score: 600-650
- Minimum income: Not disclosed
- Approval timeline: 1 business day
- Funding timeline: 1 - 2 business days after approval
- Age requirement: 18+
- Citizenship requirement: U.S. citizen, permanent resident or visa holder
- Residency requirement: All states except AK, AR, CT, MA or RI
For more information, check out the full OneMain Financial personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.
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