Grace Enfield, Content Writer
Yes, TD Bank will verify your income when you apply for a personal loan. If you do not have any income, you can apply for a TD Bank personal loan with a co-signer, and TD Bank will verify that person's income instead.
TD Bank may verify income by requesting financial information like pay stubs, bank statements, or W-2 forms. In other cases, they'll just use credit report information. Either way, you will also have to meet other TD Bank requirements to be considered for loan approval.
TD Bank Personal Loan Requirements
- Be at least 18 years old
- Be a US citizen or permanent resident
- Have a Social Security number
- Have a credit score of 750 if you don't have a bank account with them (660 if you do have one opened for at least 30 days prior to your application)
- Have to be in one of the 15 states or DC that TD is in to apply
You have a good chance of getting approved for a loan from TD Bank if you meet all of these requirements.
If you want a better idea of what other personal loans you may qualify for with your income, you can use WalletHub's free pre-qualification tool.
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