Grace Enfield, Content Writer
@grace_enfield
Yes, Upgrade will verify your income when you apply for a personal loan. If you're applying for an Upgrade personal loan jointly with another person, both of your incomes will be verified and will hold the same weight in the approval process.
Upgrade may verify income by requesting financial information like pay stubs, bank statements, or W-2 forms. In other cases, they'll just use credit report information. Either way, you will also have to meet other Upgrade requirements to be considered for loan approval.
Upgrade Personal Loan Requirements
- Be at least 18 years old
- Be a U.S. citizen, permanent resident or immigration visa holder
- Have a Social Security number or passport
- Have a credit score of 620 or higher
- Must have a bank account
You have a good chance of getting approved for a loan from Upgrade if you meet all of these requirements.
If you want a better idea of what other personal loans you may qualify for with your income, you can use WalletHub's free pre-qualification tool.
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