Grace Enfield, Content Writer
@grace_enfield
The best emergency loans in Louisiana are from LightStream. LightStream offers loans of $5,000 - $100,000, funding in 1 - 2 business days, APRs of 7.99% - 25.99% and repayment periods of 24 - 84 months.
LightStream is a national lender that operates in Louisiana. If you’re looking for a local lender that’s based in Louisiana, you may want to consider LendingPoint.
Best Emergency Loans in Louisiana
| Lender | Funding Timeline | Loan Range | APR | Repayment Period |
| 1 - 2 business days | $5,000 - $100,000 | 7.99% - 25.99% | 24 - 84 months | |
| 1 business day | $2,000 - $36,500 | 7.99% - 35.99% | 24 - 72 months | |
| 2 - 4 business days | $3,000 - $100,000 | 7.49% - 23.74% | 12 - 84 months | |
| 2 business days | $1,000 - $50,000 | 8.49% - 35.99% | 24-84 months | |
| Within 2 business days | $5,000 - $50,000 | 6.79% - 21.99% | 36-72 months |
To qualify for an emergency loan from a bank, credit union or online lender, you’ll need to be at least 18 years old, have a valid bank account and have enough income to make monthly payments. Just remember that simply meeting the requirements for an emergency loan does not guarantee approval.
It’s also worth pointing out that the Louisiana state government offers other emergency loan programs. Below are a few examples of the available programs.
Emergency Loans from Louisiana Government
- Disaster Assistance
- Disaster Relief and Emergency Assistance: Louisiana
- SBA Disaster Assistance
- Home and Property Disaster Loans
Finally, payday loans may be advertised as emergency loans by companies in Louisiana. These loans are not worth it because they’re incredibly expensive and they require repayment very quickly.
To see more of WalletHub’s top-ranked offers, check out our editors’ picks for the best emergency loans nationally.
2023 Best Personal Loans in Louisiana
Compare OffersPeople also ask
Where can I get emergency loans for rent?
The best emergency loans for rent are personal loans from providers that offer quick approval and funding, such as Avant. An Avant personal loan can give a renter $2,000 or more for rent payments and other emergency expenses, with approval and funding as quickly as two business days after they apply. Other options for an emergency rent loan include LendingPoint and Achieve Personal Loans.
Emergency loans for rent help renters pay their landlords on...
read full answerHow can I get a quick loan?
To get a loan quickly, apply online with a personal loan provider that is known for fast approval and funding times, such as LightStream. Applying online will ensure the fastest possible application processing time, assuming that all information on the application is accurate and entered correctly. You could get your loan funded within 2-3 business days, if not the same day.
Secured personal loans also tend to provide quick decisions, as the collateral they require...
read full answerWhat's the best emergency medical loan?
The best emergency medical loan company is LightStream because they offer the chance for approval and funding the same day the borrower applies. This won’t necessarily happen in all cases, but most loans get funded within 2 business days. For people who are in an emergency and need a fast loan of $5,000 to $100,000, this is the best bet. Of course, applicants also need to qualify for the loan, which reportedly takes a credit...
read full answerDid we answer your question?