What are the best emergency loans in North Carolina? This question is about Personal Loans in North Carolina

What are the best emergency loans in North Carolina?

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This question is about Personal Loans in North Carolina

Grace Enfield, Content Writer

@grace_enfield • 04/18/22 This answer was first published on 04/18/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best emergency loans in North Carolina are from LightStream. LightStream offers loans of $5,000 - $100,000, funding in 1 - 2 business days, APRs of 7.99% - 25.99% and repayment periods of 24 - 84 months.

LightStream is a national lender that operates in North Carolina. If you’re looking for a local lender that’s based in North Carolina, you may want to consider LendingPoint.

Best Emergency Loans in North Carolina

Lender	Funding Timeline	Loan Range	APR	Repayment Period
LightStream	1 - 2 business days	$5,000 - $100,000	7.99% - 25.99%	24 - 84 months
LendingPoint	1 business day	$2,000 - $36,500	7.99% - 35.99%	24 - 72 months
Wells Fargo	2 - 4 business days	$3,000 - $100,000	7.49% - 23.74%	12 - 84 months
Upgrade	2 business days	$1,000 - $50,000	8.49% - 35.99%	24-84 months
Axos Bank	Within 2 business days	$5,000 - $50,000	6.79% - 21.99%	36-72 months

To qualify for an emergency loan from a bank, credit union or online lender, you’ll need to be at least 18 years old, have a valid bank account and have enough income to make monthly payments. Just remember that simply meeting the requirements for an emergency loan does not guarantee approval.

It’s also worth pointing out that the North Carolina state government offers other emergency loan programs. Below are a few examples of the available programs.

Emergency Loans from North Carolina Government

Finally, payday loans may be advertised as emergency loans by companies in North Carolina. These loans are not worth it because they’re incredibly expensive and they require repayment very quickly.

To see more of WalletHub’s top-ranked offers, check out our editors’ picks for the best emergency loans nationally.

Answer Question

Where can I get emergency loans for rent?

The best emergency loans for rent are personal loans from providers that offer quick approval and funding, such as Avant. An Avant personal loan can give a renter $2,000 or more for rent payments and other emergency expenses, with approval and funding as quickly as two business days after they apply. Other options for an emergency rent loan include LendingPoint and Achieve Personal Loans.

Emergency loans for rent help renters pay their landlords on...

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What's the best emergency medical loan?

The best emergency medical loan company is LightStream because they offer the chance for approval and funding the same day the borrower applies. This won’t necessarily happen in all cases, but most loans get funded within 2 business days. For people who are in an emergency and need a fast loan of $5,000 to $100,000, this is the best bet. Of course, applicants also need to qualify for the loan, which reportedly takes a credit...

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