Grace Enfield, Content Writer
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Happy Money has a 0% - 5% origination fee and a $0 late payment fee associated with its personal loans, but does not have a prepayment fee. In addition to this fee, Happy Money has a minimum APR of 10.5%, which is lower compared to the typical minimum APR for a personal loan. For your convenience, you can see Happy Money’s personal loan fees and other key terms below.
Happy Money Personal Loan Fees and Other Terms
- Origination Fee: 0% - 5%
- Late Payment Fee: $0
- Prepayment Fee: $0
- APRs: 10.5% - 29.99%
- Loan Amounts: $5,000 - $40,000
- Repayment Periods: 24 - 60 months
- Credit Score Requirement: 640
- Funding Timeline: 5 - 13 business days
Before applying for any personal loan, it’s a good idea to see if you pre-qualify first. To check with multiple lenders at once, try WalletHub’s free pre-qualification tool.
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