Grace Enfield, Content Writer
@grace_enfield
You can get a home improvement loan in North Carolina from a bank, a credit union or an online lender. The best home improvement loans in North Carolina are from LightStream because the company has APRs of 7.99% - 25.99%, loan amounts of $5,000 - $100,000 and repayment periods of 24 - 84 months.
Other loan providers offer home improvement loans with good terms in North Carolina, as well. You can see a comparison of the best home improvement loans in North Carolina below.
Best Home Improvement Loans in North Carolina
| Lender | Dollar Amounts | APRs | Credit Score Requirement |
| $5,000 - $100,000 | 7.99% - 25.99% | 660* | |
| $3,500 - $40,000 | 6.99% - 24.99% | 600 VantageScore or a 660 FICO score | |
| $1,000 - $50,000 | 8.49% - 35.99% | 620 | |
| $5,000 - $50,000 | 6.79% - 21.99% | 700 | |
| $3,000 - $100,000 | 7.49% - 23.74% | 660* |
*According to multiple third-party sources.
To read more about the top-ranked offers, check out WalletHub’s picks for the best home improvement loans. You can also estimate your potential rates with the free pre-qualification tool on WalletHub.
In addition to conventional home improvement loans, you may also be eligible for a low-interest home improvement loan or a grant through the U.S. Department of Agriculture or your county’s government. North Carolina has a home improvement loan program for state residents called the Housing and Home Improvement Assistance, as well. Some requirements to get a loan from this program include be 60 years of age or older.
Alternatively, you could use a credit card or get a loan from a friend or family member to finance home improvements. These options may have better terms than a conventional home improvement loan.
2023 Best Personal Loans in North Carolina
Compare OffersPeople also ask
What is the best type of loan for home improvements?
The best type of loan for home improvements is either a personal loan or a home equity loan, depending on things like the amount of funding you need and whether you’re willing to risk your home as collateral. Both of these types of loans allow you to use the money for nearly any expense, including home improvements.
Best Types of Loans for Home Improvements
| Type of Loan | Personal Loan ... | Home Equity Loan |
Where can I get a personal loan with bad credit in North Carolina?
You can get a personal loan with bad credit in North Carolina from LendingPoint, Avant and USAA, among other lenders. These personal loan providers all consider applicants with credit scores below 640, and they offer reasonable APRs and fees.
The best personal loans for people with bad credit in North Carolina come from LendingPoint, which offers loans of $2,000 - $25,000 for 24 - 60 months. It has an APR of 9.99% - 35.99%...
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