You can borrow $35,000 with no credit check from a friend or family member, a pawnshop or an auto title lender. There aren’t any traditional lenders that will offer loans of $35,000 with no credit check, unfortunately. Lenders with no credit check only offer small loans because there’s much more risk of nonpayment.
Places to Get a $35,000 Loan With No Credit Check
Friends and family: There’s no limit on the amount you can borrow from friends and family, as long as they’re willing to lend it. Just be sure to have a solid repayment plan so you don’t ruin your relationship.
Pawnshops: Pawnshops typically offer 25% - 60% of an item’s value and give you time to repay that money with interest to reclaim the item. The interest is expensive, though.
Auto title lenders: You can get a loan for 15 to 30 days of around 25% to 50% of the value of your car. But if you can’t pay it back – with interest as high as 25% of what you borrow – you could lose your car.
There are also quite a few lenders that offer secured personal loans, which are relatively easy to qualify for because the borrower provides collateral that the lender can keep if they default. But there’s typically a credit check during the approval process for secured personal loans.
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