How do I apply for a Wells Fargo personal loan? This question is about Wells Fargo

To apply for a Wells Fargo personal loan, first check for pre-qualification and decide which way you will apply (online, by phone, or in person), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision. How to Apply for a Wells Fargo Personal Loan Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Wells Fargo personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the Wells Fargo website. Decide which way to apply. You can apply for a Wells Fargo personal loan online, by phone, or in person. Applying online is the best way because it typically offers the fastest decision. Enter your personal information on the application. Wells Fargo requires the following personal information on the application: your full name, Social Security number or Individual Tax Identification Number, date of birth, citizenship status, email address, primary telephone number, and permanent address. Enter your financial information on the application. Wells Fargo requires the following financial information on the application: employment status, work phone number, employer name, gross monthly income amount and source(s) of income (all sources you want to be considered for your loan), and monthly mortgage or rent payment amount. Double check the application for accuracy. To ensure that your Wells Fargo personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it. Submit your application. Wells Fargo will typically provide a decision on your application within up to 3 business days. If you are approved for a Wells Fargo personal loan, you will generally receive the funds within 1 business day after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.

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How do I apply for a Wells Fargo personal loan?

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This question is about Wells Fargo

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Rick Bormin, Personal Loans Moderator

@rhandoo2020 • 10/18/21 This answer was first published on 10/18/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To apply for a Wells Fargo personal loan, first check for pre-qualification and decide which way you will apply (online, by phone, or in person), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a Wells Fargo Personal Loan

Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Wells Fargo personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the Wells Fargo website.
Decide which way to apply. You can apply for a Wells Fargo personal loan online, by phone, or in person. Applying online is the best way because it typically offers the fastest decision.
Enter your personal information on the application. Wells Fargo requires the following personal information on the application: your full name, Social Security number or Individual Tax Identification Number, date of birth, citizenship status, email address, primary telephone number, and permanent address.
Enter your financial information on the application. Wells Fargo requires the following financial information on the application: employment status, work phone number, employer name, gross monthly income amount and source(s) of income (all sources you want to be considered for your loan), and monthly mortgage or rent payment amount.
Double check the application for accuracy. To ensure that your Wells Fargo personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
Submit your application. Wells Fargo will typically provide a decision on your application within up to 3 business days.

If you are approved for a Wells Fargo personal loan, you will generally receive the funds within 1 business day after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.

Answer Question

What are the personal loan requirements?

Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...

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Where can I get a personal loan?

You can get a personal loan from a bank, a credit union or an online lender. The key to getting a personal loan is to do your research, both on the loan providers and the terms of their offers. WalletHub makes it easy to compare personal loans and has user reviews for lenders big and small. Once you’ve decided on the right loan for you, WalletHub can bring you directly to its secure online application.

Below,...

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How long does it take to get money from a Wells Fargo personal loan?

It takes 2 to 4 business days to get money from a Wells Fargo personal loan, in most cases. The Wells Fargo loan timeline includes around up to 3 business days to get approved for a Wells Fargo loan and another 1 business day to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From Wells...

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