How do I know if LendingPoint approved me? This question is about LendingPoint

You will know if LendingPoint approved you for a personal loan because you will receive an application decision via email. LendingPoint may approve you as soon as the same day you apply, or within 1 business day, and you can check your loan status online in the meantime. If you get approved, you should receive the funds as soon as the next day. Just keep in mind that approval for a LendingPoint loan is never guaranteed. Key Information About LendingPoint Personal Loans Approval Timeline: 1 business day Approval Notification Method: Email Funding Timeline: As soon as the next day How to Check Application Status: Online APRs: 7.99% - 35.99% Loan Amounts: $2,000 - $36,500 Repayment Periods: 24 - 72 months Origination Fee: 0% - 8% (varies by state) Credit Score Requirement: 620 For more information, check out the full LendingPoint personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

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How do I know if LendingPoint approved me?

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This question is about LendingPoint

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Gino Rodriguez, Writer

@gino_rodriguez • 10/14/22 This answer was first published on 10/14/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You will know if LendingPoint approved you for a personal loan because you will receive an application decision via email. LendingPoint may approve you as soon as the same day you apply, or within 1 business day, and you can check your loan status online in the meantime.

If you get approved, you should receive the funds as soon as the next day. Just keep in mind that approval for a LendingPoint loan is never guaranteed.

Key Information About LendingPoint Personal Loans

Approval Timeline: 1 business day
Approval Notification Method: Email
Funding Timeline: As soon as the next day
How to Check Application Status: Online
APRs: 7.99% - 35.99%
Loan Amounts: $2,000 - $36,500
Repayment Periods: 24 - 72 months
Origination Fee: 0% - 8% (varies by state)
Credit Score Requirement: 620

For more information, check out the full LendingPoint personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

Answer Question

Is LendingPoint legit?

Yes, LendingPoint personal loans are legit because the lender is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why LendingPoint personal loans are legit and real is that LendingPoint is accredited with the Better Business Bureau and has an A+ rating.

Why LendingPoint Personal Loans Are Legit

LendingPoint is registered as a business in the states it services.
...

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How can you get LendingPoint personal loan pre-approval?

You can get LendingPoint personal loan pre-approval through WalletHub's free personal loan pre-approval tool. This will allow you to see your odds of approval for a personal loan with LendingPoint, as well as your potential interest rates, and the process will have no impact on your credit score.

How to Get LendingPoint Personal Loan Pre-approval

Go to WalletHub's free personal loan pre-approval tool.
Enter your desired loan amount and select the reason for...

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Does a LendingPoint personal loan affect your credit score?

Yes, a LendingPoint personal loan does affect your credit score, both when you get funded and during the entire time that you are paying the loan off. Initially, a LendingPoint personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.

How a LendingPoint Personal Loan Affects Your Credit Score

Hard pull: Before you get funded for a LendingPoint...

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