How do I know if OppLoans approved me? This question is about OppFi

You will know if OppLoans approved you for a personal loan because you will receive an application decision via email. OppLoans may approve you as soon as the same day you apply, or within 1 business day, and you can check your loan status online in the meantime. If you get approved, you should receive the funds 1 - 2 business days. Just keep in mind that approval for a OppLoans loan is never guaranteed. Key Information About OppLoans Personal Loans Approval Timeline: 1 business day Approval Notification Method: Email Funding Timeline: 1 - 2 business days How to Check Application Status: Online APRs: 59% - 160% Loan Amounts: $500 - $4,000 Repayment Periods: 9 - 18 months Origination Fee: $0 Credit Score Requirement: None For more information, check out the full OppLoans personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

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How do I know if OppLoans approved me?

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This question is about OppFi

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Gino Rodriguez, Writer

@gino_rodriguez • 10/14/22 This answer was first published on 10/14/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You will know if OppLoans approved you for a personal loan because you will receive an application decision via email. OppLoans may approve you as soon as the same day you apply, or within 1 business day, and you can check your loan status online in the meantime.

If you get approved, you should receive the funds 1 - 2 business days. Just keep in mind that approval for a OppLoans loan is never guaranteed.

Key Information About OppLoans Personal Loans

Approval Timeline: 1 business day
Approval Notification Method: Email
Funding Timeline: 1 - 2 business days
How to Check Application Status: Online
APRs: 59% - 160%
Loan Amounts: $500 - $4,000
Repayment Periods: 9 - 18 months
Origination Fee: $0
Credit Score Requirement: None

For more information, check out the full OppLoans personal loan review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

Answer Question

Do personal loan companies call your employer?

Personal loan companies may call your employer simply to verify that you are employed where you claim to be. This helps the company determine if you are actually eligible to receive a loan, as a big part of whether or not you can get a loan depends on your income. Not all personal loan companies will contact your employer, though, and if they do they will not tell the employer that it is in regard...

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Is OppLoans legit?

Yes, OppLoans is a legit lender and not a scam that offers personal loans for people with bad credit or better in 33 states. OppLoans is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why OppLoans personal loans are legit is that the lender has a Better Business Bureau rating of A+. The company is also accredited with the Bureau.

Still,...

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How can you get OppLoans personal loan pre-qualification?

You can get OppLoans personal loan pre-qualification through WalletHub’s free personal loan pre-qualification tool. This will allow you to see your odds of approval for a personal loan with OppLoans, as well as your potential interest rates, and the process will have no impact on your credit score.

How to Get OppLoans Personal Loan Pre-qualification

Go to WalletHub’s free personal loan pre-qualification tool.
Enter your desired loan amount and select the reason for...

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