Grace Enfield, Content Writer
@grace_enfield
It is not very hard to get a short term loan because some lenders that offer short repayment periods do not require a credit score to qualify or do not check your credit history when you apply. You will need to meet other requirements, though, like being at least 18 years old and having enough income to afford the loan.
The best short term loans are from Oportun because the company offers $300 - $12,000 with repayment periods as short as 6 months. Oportun loans have APRs of 36% maximum, and you do not need a credit score to qualify.
Best Short Term Loans
| Lender | Repayment Periods | Loan Amounts | APRs |
| 6 - 46 months | $300 - $12,000 | 36% maximum | |
| 6 - 18 months | $500 - $3,000 | 99% - 300% | |
| 8 - 30 months | $500 - $4,000 | 99% - 349% | |
| 12 - 60 months | $500 - $50,000 | 5.99% - 17.99% | |
| 9 - 18 months | $500 - $4,000 | 59% - 160% | |
| 24 - 84 months | $5,000 - $100,000 | 8.99% - 23.43% | |
| 24 - 84 months | $5,000 - $100,000 | 5.99% - 24.49% |
For more information, check out WalletHub’s complete picks for the best short term loans. Then, you can estimate your potential rates with our free pre-qualification tool.
Compare Personal Loan Offers
Compare OffersPeople also ask
Did we answer your question?