Grace Enfield, Content Writer
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LightStream may approve you the same day you apply or within 1 business day. After your application is approved and you accept the offer, it takes 1 business day to receive your funds, which LightStream will send to you by electronic bank transfer.
Key Things to Know About LightStream Loan Approval
- Minimum Credit Score: 660+
- Approval Timeline: 1 business day
- Funding Timeline: 1 business day
- Fund Delivery Method: Electronic bank transfer
- Loan Amount: $500 - $4,000
- APR: 5.99% - 24.49%
- Repayment Period: 24 - 84 months
- Origination Fee: $0
If you think a LightStream loan is right for you, check out the full LightStream personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.
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