60MonthLoans may approve you the same day you apply or within 1 business day. After your application is approved and you accept the offer, it takes 1 - 3 business days to receive your funds, which 60MonthLoans will send to you by electronic bank transfer.
Key Things to Know About 60MonthLoans Loan Approval
Yes, 60MonthLoans does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
60MonthLoans's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual credit score may be affected by a hard inquiry, you can use the … read full answercredit score simulator on WalletHub.
If you're looking for a lender that does not do a hard inquiry at all, you could consider Integra Credit, OppLoans, and NetCredit.
To apply for a 60MonthLoans personal loan enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a 60MonthLoans Personal Loan
Enter your personal information on the application. 60MonthLoans requires the following personal information on the application: your full name, date of birth, email address, phone number, marital status, home address, housing type, time at residence, Social Security number and driver’s license or State ID.… read full answer
Enter your financial information on the application. 60MonthLoans requires the following financial information on the application: your main income source, net monthly income, employer name, work phone, job title, time at employer, pay frequency and next pay date.
Double check the application for accuracy. To ensure that your 60MonthLoans personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
Submit your application. 60MonthLoans will typically provide a decision on your application within Up to 3 business days.
If you are approved for a 60MonthLoans personal loan, you will generally receive the funds within up to 3 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
You can get 60MonthLoans personal loan pre-approval through WalletHub’s free personal loan pre-approval tool. This will allow you to see your odds of approval for a personal loan with 60MonthLoans, as well as your potential interest rates, and the process will have no impact on your credit score.
Enter your desired loan amount and select the reason for borrowing.
Click “Get Started.”
Select your employment status, then enter your annual income.
Select whether you rent or own your home and click “Continue.”
Create a WalletHub account if you haven’t already.
Receive your pre-approval status.
It’s important to note that WalletHub’s personal loan pre-approval tool doesn’t just check for pre-approval with 60MonthLoans. It also checks with multiple other personal loan providers at the same time, so you can see your options.
Keep in mind that if you are pre-approved for a personal loan, you’re not guaranteed to be approved when you submit an application. Your approval odds will be very high, though.
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