Grace Enfield, Content Writer
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Upgrade may approve you within 1 to 4 business days, but it can take longer if the company needs extra documentation to verify your information. After your application is approved and you accept the offer, it may take a few more days to receive your funds, which Upgrade will send by electronic bank transfer.
Key Things to Know About Upgrade Loan Approval
- Minimum Credit Score: 620, according to multiple third-party sources
- Approval Timeline: 1 - 4 business days (longer if extra verification needed)
- Funding Timeline: 2 - 6 business days
- Fund Delivery Method: Electronic bank transfer
- Loan Amount: $1,000 - $50,000
- APR: 8.49% - 35.97%
- Repayment Period: 24-84 months
- Origination Fee: 1.85% - 9.99%
If you think an Upgrade loan is right for you, check out the full Upgrade personal loan review on WalletHub. You can also estimate your potential rates with our free pre-qualification tool.
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