Rick Bormin, Personal Loans Moderator
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It takes 2 to 6 business days to get money from a TD Bank personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.
How to Get Money From TD Bank as Fast as Possible
- Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from TD Bank having to request additional information.
- Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.
- Get your credit score above the minimum. Ideally, you should only apply for a TD Bank personal loan once your credit score exceeds the minimum requirement of 660. That will make it easier for TD Bank to decide whether you qualify, which could lead to a quicker decision.
- Apply online. Online applications have the fastest processing times since they are automated and streamlined.
Once you get approved for a TD Bank personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes 1 to 3 days.
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