You can borrow $2,600 - $10,000 from 60MonthLoans, depending on your income, employment status, existing debt and other factors. 60MonthLoans personal loans also have APRs of 19% - 35.83%, repayment periods of 24-60 months and an origination fee of 0% - 5%.
Key Things to Know About 60MonthLoans Personal Loans
Loan amounts: $2,600 - $10,000
APRs: 19% - 35.83%
Repayment periods: 24-60 months
Origination fee: 0% - 5%
Credit score requirement: No minimum credit score requirement
Funding timeline: Up to 3 business days after approval
It is difficult to get a personal loan from 60MonthLoans because they require a credit score of good or excellent for approval. Other 60MonthLoans requirements include being at least 18 years old, being a U.S. citizen or permanent resident, and having enough income to afford monthly loan payments.
Minimum Credit Score: good or excellent credit score
Age: 18+ years old
Residency: U.S. citizen or permanent resident
Identification Type: SSN
Other Requirements: must live in AL, CA, DE, GA, ID, IL, MS, NM, ND, SC, UT, or WI
Once you make sure you've met all the requirements for a 60MonthLoans personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income, and debt.
You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.
To apply for a 60MonthLoans personal loan enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a 60MonthLoans Personal Loan
Enter your personal information on the application. 60MonthLoans requires the following personal information on the application: your full name, date of birth, email address, phone number, marital status, home address, housing type, time at residence, Social Security number and driver’s license or State ID.... read full answer
Enter your financial information on the application. 60MonthLoans requires the following financial information on the application: your main income source, net monthly income, employer name, work phone, job title, time at employer, pay frequency and next pay date.
Double check the application for accuracy. To ensure that your 60MonthLoans personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
Submit your application. 60MonthLoans will typically provide a decision on your application within Up to 3 business days.
If you are approved for a 60MonthLoans personal loan, you will generally receive the funds within up to 3 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
Yes, 60MonthLoans personal loans are legit because 60MonthLoans is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why 60MonthLoans personal loans are legit is that the lender has a Better Business Bureau rating of A+.
Still, you should note that 60MonthLoans personal loans aren't "legit" if you use that word as a synonym for "good." 60MonthLoans personal loans are very expensive, charging an APR of 19% - 35.83%. There is also an origination fee of 0% - 5%.... read full answer
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