Grace Enfield, Content Writer
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You can borrow $3,500 - $40,000 from American Express with a personal loan, depending on your credit score, income, employment status and other factors. American Express personal loans also have APRs of 6.98% - 19.98%, based on your overall creditworthiness, and repayment periods of 12, 24 or 36 months. You will need to have a credit score of 660+ to qualify.
Key Things to Know About American Express Personal Loans
- Loan amounts: $3,500 - $40,000
- APRs: 6.98% - 19.98%
- Repayment periods: 12, 24 or 36 months
- Credit score requirement: 660+
- Funding timeline: 3 - 8 business days after approval
- Origination fee: $0
- Late fee: $39
For more information, check out the full American Express personal loan review on WalletHub.
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