How much can you borrow from NetCredit?

It is not difficult to get a personal loan from NetCredit because they are known to lend to people with bad credit scores, though they do not disclose an exact minimum score. Other NetCredit personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.... read full answer

NetCredit Personal Loan Requirement

• Age: 18+ years old
• Residency: U.S. citizen or permanent resident
• Identification Type: SSN

Once you make sure you've met all the requirements for a NetCredit personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income and debt.

You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.

It takes 1 to 3 business days to get money from a NetCredit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.... read full answer

How to Get Money From NetCredit as Fast as Possible

• Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from NetCredit having to request additional information.
• Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.

Once you get approved for a NetCredit personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes 1 to 3 business days.

You do not need a specific credit score to get a personal loan from NetCredit, as NetCredit does not check applicants' credit when they apply. This means it is relatively easy to get approved for a NetCredit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as NetCredit will consider other things like your income and existing debts when deciding whether to approve you. ... read full answer

Keep in mind that while NetCredit and other companies that don't do a credit check offer easier approval than most personal loan providers, they also tend to be significantly more expensive. As a result, you might first want to look into one of the cheaper personal loans from companies that do credit checks but still consider people with bad credit.

If you're unsure of what your current credit score is, you can check it for free on WalletHub.