You can borrow $1,000 - $50,000 from U.S. Bank, depending on your credit score, income, employment status and other factors. U.S. Bank personal loans also have APRs of 8.74% - 21.24%, based on your overall creditworthiness, and repayment periods of 12 - 84 months . You will need to have a credit score of 660+ to qualify.
Key Things to Know About U.S. Bank Personal Loans
Loan amounts: $1,000 - $50,000
APRs: 8.74% - 21.24%
Repayment periods: 12 - 84 months
Credit score requirement: 660+
Funding timeline: As soon as 1 business day after approval
Yes, U.S. Bank can be trusted because it has a “A+” rating from the BBB and has been an accredited business since 1970. U.S. Bank also has an average rating of 3.9/5 among users on WalletHub, and WalletHub’s editors gave the company’s personal loans a rating of 3.75.
Why U.S. Bank Is Trustworthy
U.S. Bank has a A+ rating from the Better Business Bureau.
Yes, U.S. Bank does home improvement loans. You can take out a personal loan from U.S. Bank and use it to pay for home improvement expenses, such as remodeling a kitchen, finishing a basement, putting on siding or many other projects. U.S. Bank does not specifically refer to their loans as "home improvement loans," so you'll need to take out a general-purpose personal loan.
Quick Facts About U.S. Bank Home Improvement Loans
Yes, U.S. Bank does offer debt consolidation loans. You can take out a personal loan from U.S. Bank and use it to pay off existing debts, thus consolidating those debts into a single new balance with one monthly payment that you must make to U.S. Bank. U.S. Bank does not specifically refer to their loans as "debt consolidation loans," so you'll need to take out a general-purpose personal loan..
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