Adam McCann, Financial Writer
@adam_mcan
You can get a personal loan of $1,000 to $100,000. The amount depends on the lender and your overall creditworthiness when you apply. That means your credit score, income and existing debts will have a big impact on how much of a personal loan you can get approved for.
Each personal loan company has its own minimum and maximum loan amounts, along with unique policies to determine how much different types of applicants should receive. Below, you can see how big (or small) of a loan you might be able to get from some of the most popular lenders.
How Much Personal Loan You Can Get by Lender:
| Lender | Personal Loan Amounts |
| American Express | $3,500 - $40,000 |
| Avant | $2,000 - $35,000 |
| Discover | $2,500 - $35,000 |
| LendingClub | $1,000 - $40,000 |
| LightStream by SunTrust Bank | $5,000 - $100,000 |
| Marcus by Goldman Sachs | $3,500 - $40,000 |
| Prosper | $2,000 - $40,000 |
| SoFi | $5,000 - $100,000 |
| Wells Fargo | $3,000 - $100,000 |
One good way to see what personal loan amounts you may be able to get is to use WalletHub’s personal loan comparison tool. You can filter for how big of a loan you want, along with other factors like your credit standing, on the left side of the page.
Once you compare your options, it’s a good idea to see if you’re pre-qualified before you apply. Pre-qualification shows you which lenders are likely to approve you, along with the rates that you’re likely to get if approved. You can get pre-qualified for multiple lenders at once using WalletHub’s free pre-qualification tool.
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read full answerHow long does it take to get a personal loan?
It takes 7 business days or less to get a personal loan in most cases. The fastest you can get a personal loan is the same day you apply. The longest the process can take is over 30 business days. There are many factors that go into a personal loan decision and how long it takes to come. Two important ones are your creditworthiness and the accuracy of the information on your application.
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