Rick Bormin, Personal Loans Moderator
@rhandoo2020
To apply for a Best Egg personal loan, first check for pre-qualification and decide which way you will apply (online or by phone), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a Best Egg Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Best Egg personal loan. It doesn't hurt your credit. You can check for pre-qualification on the Best Egg website or WalletHub's pre-qualification tool.
- Decide which way to apply. You can apply for a Best Egg personal loan online or by phone. Applying online is the best way because it typically offers the fastest decision.
- Enter your personal information on the application. Best Egg requires the following personal information on the application: your name, address, date of birth, driver's license or other identifying documents, email address and phone number.
- Enter your financial information on the application. Best Egg requires the following financial information on the application: your employment status, individual gross annual income, household income and housing status.
- Double check the application for accuracy. To ensure that your Best Egg personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. Best Egg will typically provide a decision on your application within 1 business day.
If you are approved for a Best Egg personal loan, you will generally receive the funds within 1 to 3 business days after approval. After that, it's your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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